Investment Planning

Investment Planning is a Critical Success Factor in the achievement of financial goals!

Increasing life spans and the higher cost of living resulting from the erosion of purchasing power through inflation means that we require money for a longer period of time through retirement and the amount of money required is greater because of the effects of inflation.

The investment planning process starts with your Policy Statement and includes the basic principles of investing.

Your Investment Policy Statement

Personal objectives and time horizons
Liquidity requirements
Tax issues
Rish tolerance (over multiple periods)
Realistic return of portfolio (over inflation)
Target asset mix (asset class, geography, cap size and style)
Evaluation benchmarks
Monitor & review schedule (rebalance to targets)

The Basic Principles of Investing

Know yourself
Match investments to your comfort level
Diversify, Diversify, Diversify
Invest for the long term
Forget timing the market
Invest regularly
Think about the tax consequences of selling
Set realistic expectations for returns

Ultimately your investment portfolio is as unique as your finger print!